FREEDOM
LIFE CO.
SECURING YOUR FAMILY'S FUTURE
Freedom Life Co. works with independent contractor insurance agents while partnering with the top insurance carriers. Get in touch today to learn more about Final Expense, Indexed Universal Life, Mortgage Protection, and Fixed Indexed annuities.
We are contracted with 34+ A-rated insurance carriers, which means we find the best rates possible for anyone's unique situation.
One size does not fit all with insurance, that's why we provide an array of carriers and products that are tailored to help every individual.
Our agents' job is to protect the loved ones around us. We ensure that all agents are trained, licensed individuals ready to provide coverage and stability to families in the hardest times.
Freedom Life Co. provides you with all of the resources for your family's growth and stability.
If a person uses the cash value that has built up in the policy as collateral for a loan, and the insured dies before the loan is fully paid off, the amount of the death benefit is reduced by the amount of the outstanding loan, including interest. The policy must remain in force to maintain the favorable tax treatment of the loan.
FINAL EXPENSE
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full turn of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep the house.
FIAs credit interest using formulas based on changes in specific indexes. The crediting method determines how much interest is credited. The rate and frequency of the credits depend upon the terms and conditions of the FIA contract.
FREQUENTLY ASKED QUESTIONS
We can find coverage for anyone up to age 90, including children.
Are medical exams required?
Exams and bloodwork are not necessary, we just ask some simple health questions to match the individual with the right carrier, to increase the likelihood of approval.
For the majority of policies, they are immediate coverage and have no waiting period.
All insurance is state regulated and based on age and health. We aim to find which carrier gives our clients the best rate with the most coverage.